The benchmark for loyalty
and referral programs
The real numbers behind loyalty and referral programs, measured on the ecommerce brands powered by Loyoly.
Data updated on November 9, 2026
One KPI, every industry.
Explore the metric that matters most.
Pick a KPI, see its value in every sector and browse the full distribution of programs, down to the ones that stand out for inspiration.
Definition
Points usage rate
The points usage rate measures the proportion of credited points that are actually spent by your customers. This is a key indicator of your program's liquidity and the perceived value of your rewards. A good rate reflects a smooth journey and benefits that are attractive enough to encourage your members to take action. It is a true barometer of the effectiveness of your engagement mechanism.
Formula
Points usedPoints earned
×100By industry
Points usage rate by sector
Sector valueChange vs previous month
Smoke & Vape
43.3%+6.0 ptsvs October 2026
Pet Food & Accessories
18.3%+8.2 ptsvs October 2026
Kids & Family
13.6%
Beauty & Fitness
12.0%-0.40 ptsvs October 2026
Health & Supplements
12.0%-1.5 ptsvs October 2026
Apparel & Accessories
9.6%+2.1 ptsvs October 2026
Sports
8.8%+0.34 ptsvs October 2026
Food & Beverages
7.7%-2.0 ptsvs October 2026
Home & Decoration
7.4%-1.1 ptsvs October 2026
Electronics
4.8%
Distribution
Where do programs stand?
Distribution of programs · Electronics
Each bar = share of programs
Average4.8%
- Below median
- Median → Top 10%
- Top 10%
- Median 4.1%
- Top 10% 8.3%
- Best-in-class 9.1%
Median4.1%
Top 10%8.3%
Best-in-class9.1%
0.0%2.4%4.9%7.3%9.7%
Points usage rate