The benchmark for loyalty
and referral programs
The real numbers behind loyalty and referral programs, measured on the ecommerce brands powered by Loyoly.
Data updated on October 19, 2026
One KPI, every industry.
Explore the metric that matters most.
Pick a KPI, see its value in every sector and browse the full distribution of programs, down to the ones that stand out for inspiration.
Definition
Points usage rate
The points usage rate measures the proportion of credited points that are actually spent by your customers. This is a key indicator of your program's liquidity and the perceived value of your rewards. A good rate reflects a smooth journey and benefits that are attractive enough to encourage your members to take action. It is a true barometer of the effectiveness of your engagement mechanism.
Formula
Points usedPoints earned
×100By industry
Points usage rate by sector
Sector valueChange vs previous month
Smoke & Vape
37.3%
Health & Supplements
13.5%+5.9 ptsvs June 2026
Beauty & Fitness
12.4%+2.4 ptsvs June 2026
Food & Beverages
9.8%-4.0 ptsvs June 2026
Home & Decoration
8.5%-0.53 ptsvs June 2026
Sports
8.4%
Apparel & Accessories
7.5%-0.92 ptsvs June 2026
Distribution
Where do programs stand?
Distribution of programs · Home & Decoration
Each bar = share of programs
Average8.5%
- Below median
- Median → Top 10%
- Top 10%
- Median 4.0%
- Top 10% 19.1%
- Best-in-class 22.3%
Median4.0%
Top 10%19.1%
Best-in-class22.3%
0.0%13.6%27.3%40.9%54.5%
9.1%
8.5%
June 2026October 2026
Points usage rate